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Stop the Harassing Collection Calls, Contact Financial Freedom Bankruptcy Lawyers of Tulsa for a free consultation about filing for bankruptcy in Oklahoma. When you file for bankruptcy, you can enjoy peace of mind knowing that your financial future is back on track.
Student loans not issued through the federal government as well as debts owed to colleges can be included in any type of personal bankruptcy.
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To qualify for a fresh financial start is not as hard as most people think. Contrary to popular myths, bankruptcy does not mean you have lost everything. Bankruptcy is a way to keep you from losing everything. In most cases, you qualify for bankruptcy in Oklahoma when you do not earn enough income to pay your debts.
You do not have to wait until you are down to your last penny to file bankruptcy. In fact, many people make the mistake of waiting too long to file because they think they might not qualify for bankruptcy. By then, creditors might have already begun to garnish wages, a foreclosure sale might be scheduled or a bank might be ready to repossess the vehicle you use to get to work.
After federal bankruptcy laws were rewritten in 2005, myths circulated that said medical bills or credit card debt could no longer be discharged in a Chapter 7 bankruptcy filing. The myths were wrong. Bankruptcy reform did not close the door for people who genuinely need bankruptcy relief. If your debts and living expenses exceed your income, chances are you qualify for Chapter 7 bankruptcy.